A Premium Personal Finance Tracker

The quiet, editorial wayto master your money

Financero turns the noise of daily spending into a calm, monthly statement you actually want to read. Multiple accounts, multi-currency, smart budgets, saving plans, and Financero Insights that help you see what your numbers are trying to tell you.

Bank-grade privacy
Financero Insights
Made in Slovakia · EU hosted
FinanceroMonthly statement
Apr · 2026
Net this month
+€1,284.50 12.4%
Income
+€3,620.00
Housing
−€980.00
Groceries
−€412.37
Savings plan
+€300.00
Week 1Week 2Week 3Week 4
Financial Health
82/100 Insights
Financial pillars
10
Default categories
39
Currencies · ECB rates
6
Ad-free, ever
100%
§ 01 · The Toolkit

Every instrument a serious saver actually needs

No cluttered spreadsheets. No overwhelming dashboards. A precise set of tools designed to make your financial picture instantly legible — from a single transaction to your long-term net worth.

§ 01

Multi-account ledgers

Personal, work, and savings accounts in one place. IBAN, bank name, currency, and balances — all kept separate, all in sight.

§ 02

Editorial statistics

Weekly, monthly and yearly breakdowns with category charts and balance trends. The numbers you need, laid out like a statement.

§ 03

Recurring transactions

Daily, weekly, monthly or yearly — every subscription, salary and bill posts itself automatically, on the exact day.

§ 04

Saving plans

Name a goal, set a target, and link transactions directly to your plans. Watch your progress move with every deposit.

§ 05

Multi-currency

EUR, USD, GBP, CZK, PLN and HUF, converted on the fly with real-time ECB exchange rates.

§ 06

Instant search

A command palette with filters for date, amount, category and account. Find any transaction in a heartbeat.

§ 07

Budgets with rollover

Set monthly limits per category, with optional rollover for the months you come in under.

§ 08

Financero Insights

Premium

Pattern-aware spending analysis with smart alerts, trends and private guidance written just for you.

§ 09

Custom categories

39 thoughtful defaults with icons — fully editable. Create, rename and reshape them around how you actually live.

§ 10

Wealth Hub

Premium

Cash flow forecast, net worth, assets and debts, and a payoff simulator. The long view, finally clear.

§ 11

Financial Health score

Premium

A 0–100 score across 10 pillars with Financero Insights diagnosing where to focus next.

§ 12

Import & export

Bring your existing records in from CSV or XLSX, and export any view back out with one click. Your data, always yours.

§ 02 · How It Works

Three steps. Under a minute. No onboarding circus.

No setup wizards, no integrations to beg for, no bank connections to renew every two months. Just open an account and start.

  1. 01

    Open your account

    Sign up in seconds — no credit card, no hidden fees. Your first ledger and 39 categories are ready the moment you land.

  2. 02

    Log what you earn and spend

    Add transactions as they happen. Assign a category, a note, and — if you want — a receipt image. Recurring lines post themselves.

  3. 03

    Read your statement

    Check the dashboard, review your Financial Health score, and let Financero Insights tell you what's working and what to adjust.

§ 03 · Pricing

Straight-up pricing, no hidden ledger

Start free, upgrade when you're ready. Cancel in one click. No trials, no tiers you'll never understand.

Free

Forever
€0/ month

Everything a new saver needs to get their hands around their money.

  • Unlimited transactions
  • Up to 2 bank accounts
  • Saving plans & budgets
  • Editorial statistics & charts
  • Multi-currency support
  • Default categories
Create a free account
Recommended

Premium

2.99/ month

The full instrument panel — insights, forecasts, and the long view.

Everything in Free, plus

  • Unlimited bank accounts & custom categories
  • Financero Insights & Financial Health score
  • Wealth Hub — cash flow, net worth, debt simulator
  • Recurring detection & subscription audit
  • Priority email support
Start free, upgrade anytime

Prices in EUR, VAT included where applicable. Cancel anytime — access continues until the end of your billing period.